No more finance charges and late fees

Save money and time. We keep track of your credit card due dates and minimum payments so you never miss one.

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Get Started

Smash is open to everyone, start for free today

Pay off debt
faster

Launch a personalized plan to reach your goals quickly

Boost your
credit score

Lower your credit utilization and build your payment history at once

Save 100s on interest and fees

Lower your APR, get reminders to pay on time and forget about late fees

Regain control over your wallet

Have all your cards in one place, track transactions and effortlessly pay your bills

Pay off
debt faster

Launch a personalized plan to reach your goals quickly

Boost your
credit score

Lower your credit utilization and build your payment history at once

Save 100s on
interest and fees

Lower your APR, get reminders to pay on time and forget about late fees

Regain control
over your wallet

Have all your cards in one place, track transactions and effortlessly pay your bills

Manage all your credit cards in one place

  • Monitor your card spending, balances and utilization and see weekly insights to keep you on track.
  • Manage your card bills in one place and pay with one click from your Smash app.
  • Connect all your credit cards to Smash in minutes.

What our clients
say about us

I’m writing to ask if you wouldn’t mind giving us a short testimonial for our website. We’re updating a few pages, and I’m hoping to add something from you. It would link back to your site, so it’s actually a good thing for your SEO.

Luis Perez

I’m writing to ask if you wouldn’t mind giving us a short testimonial for our website. We’re updating a few pages, and I’m hoping to add something from you. It would link back to your site, so it’s actually a good thing for your SEO.

Luis Jaime

I’m writing to ask if you wouldn’t mind giving us a short testimonial for our website. We’re updating a few pages, and I’m hoping to add something from you. It would link back to your site, so it’s actually a good thing for your SEO.

Nico Gonzalez

More reasons to trust Smash

Securing your account

We use 256-bit SSL encryption on our app and databases. Access to your account is protected by your password and linked to your device.

Safe-guarding your data

We never have access to your bank or credit card credentials. Smash has read-access to your data through Plaid, a partner trusted by firms like American Express, Venmo and Acorns.

Protecting your privacy

You are the owner of your data, period. We only have the right to process your data and give you insights about your finances. Only with your consent we can share it with third parties.

How long will it take to pay off card debt?

Use this free calculator to learn how quickly quickly you can pay off your cards and how much you'll pay on interest

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